1. Acceptance of these terms
These Terms of Use govern your access to and use of this website, operated by GMRC (Global Mobility & Residency Concierge), "GMRC", "we", "us" or "our". By accessing or using the website, you agree to be bound by these terms, our Privacy Policy, our Cookie Policy and our Disclaimer, which form part of these terms.
If you do not agree with these terms, you must not use the website. We recommend that you print or save a copy of these terms for future reference.
2. About GMRC and our services
GMRC provides advisory and coordination services to private clients and families considering residency or citizenship by investment. We help clients compare programs, prepare for applications and coordinate the specialists involved, such as licensed lawyers, developers and government-authorised agents.
GMRC is not a government body and does not issue visas, residence permits or passports. Every application is decided by the competent national authority at its own discretion. Our professional services are provided under a separate written engagement letter, which will apply in addition to these terms if you become a client.
3. No professional advice
The content of this website, including program pages, comparisons, country guides, insights and calculators, is provided for general information only. It is not legal, tax, immigration, financial or investment advice and must not be relied on as such.
Your eligibility, costs and obligations depend on your own circumstances and on laws that change frequently. Before you make any decision or commit any funds, you should obtain advice specific to your situation from suitably qualified professionals.
4. Who may use the website
You must be at least 18 years old to submit an enquiry through this website. When you give us information, you confirm that it is true, accurate and complete, and that you are entitled to share any information you provide about other people, such as members of your family.
5. Intellectual property
GMRC owns, or is licensed to use, all intellectual property rights in this website and its content, including text, guides, graphics, logos, page layouts and software. These works are protected by copyright and trademark laws around the world. Some photographs are used under licence from their owners.
You may view, download and print pages from the website for your own personal, non-commercial use. You must not:
- copy, reproduce, republish, sell or distribute any part of the website for commercial purposes without our prior written permission;
- modify the content or remove any copyright or other proprietary notices;
- use our name, logo or brand in a way that suggests a connection with or endorsement by GMRC;
- use any content in a misleading context.
6. Acceptable use
You agree to use the website only for lawful purposes. You must not:
- use the website in any way that breaches applicable local, national or international law;
- submit false, misleading or impersonating enquiries, or information about another person without their permission;
- attempt to gain unauthorised access to the website, its server or any connected database or system;
- use automated tools, such as robots, scrapers or crawlers, to extract content or submit forms, other than standard search-engine indexing;
- send unsolicited advertising or promotional material through the website;
- interfere with the proper working of the website or place an unreasonable load on our infrastructure.
7. Information you submit
When you send us an enquiry, we use the information as described in our Privacy Policy. Submitting an enquiry, booking a consultation or downloading a guide does not create a client relationship. An advisory relationship begins only when both you and GMRC have signed an engagement letter.
Please do not send us confidential documents, such as passports or bank statements, through the website forms. We will arrange a secure channel for any documents we need.
8. Program information may change
Residency and citizenship programs are set by governments and can change or close with little or no notice. Minimum investment amounts, government fees, processing times, family rules, visa-free travel counts and other figures shown on this website are indicative, may be rounded and may not reflect the latest changes.
We make reasonable efforts to keep the website current, but we do not guarantee that any information is complete, accurate or up to date. Please confirm the current position with us before acting on it.
9. Links to other websites
The website contains links to websites and services run by third parties, such as government portals, news sources, WhatsApp and social networks. These links are provided for your convenience only. We have no control over their content, availability or privacy practices and accept no responsibility for them or for any loss that may arise from your use of them. A link does not mean that we endorse the linked site.
10. Availability and changes to the website
We may update, change, suspend or withdraw all or any part of the website at any time and without notice, for example to reflect changes to programs or our services. We do not guarantee that the website, or any content on it, will always be available or uninterrupted, and we will not be liable if it is unavailable at any time or for any period.
11. Disclaimer of warranties
To the fullest extent permitted by law, the website and its content are provided "as is" and "as available", without any representation, warranty or condition of any kind, whether express or implied, including any implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose or non-infringement.
12. Limitation of liability
To the fullest extent permitted by law, GMRC, its partners, directors, employees and agents will not be liable for any loss or damage, whether direct, indirect, incidental, special or consequential, arising out of or in connection with:
- your use of, or inability to use, the website;
- your reliance on any content displayed on the website;
- any decision of a government or other authority on an application;
- any loss of profits, investment value, opportunity, data or goodwill.
Nothing in these terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud or fraudulent misrepresentation. Where we provide professional services, our liability is governed by the engagement letter for those services.
13. Indemnity
You agree to indemnify and hold GMRC harmless from any claims, losses, liabilities and expenses, including reasonable legal fees, arising from your breach of these terms or your misuse of the website.
14. Viruses and security
We do not guarantee that the website will be secure or free from bugs or viruses. You are responsible for configuring your technology and using your own virus-protection software. You must not misuse the website by knowingly introducing viruses, trojans, worms or other malicious or harmful material. Such conduct may be a criminal offence, and we will report it to the relevant authorities.
15. Linking to our website
You may link to our home page or to individual pages, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not link in a way that suggests any form of association, approval or endorsement on our part where none exists, and you must not frame the website on any other site. We may withdraw linking permission without notice.
16. Governing law and general terms
These terms, and any dispute or claim arising out of or in connection with them or the website, are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. The courts of Ontario have exclusive jurisdiction, although we may also bring proceedings in the country where you live.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force. If we do not insist immediately that you do anything you are required to do under these terms, that will not prevent us from doing so later.
We may revise these terms at any time by updating this page. Please check it from time to time, as the version in force when you use the website applies to you. If you have any question about these terms, contact us at [email protected].